|  |  | Savings Rates
Rates effective: 1 May 2013 | Minimum
to
Open | Minimum to
Earn a
Dividend | Dividend
Rate | Annual
Percentage
Yield | | Regular and Youth Share Summer Savings (Variable Rate) | | | $25 | $25 | | | $1 - $2,500 | | | 0.05% | 0.05% | | $2,501 - $5,000 | | | 0.10% | 0.10% | | $5,001 and over | | | 0.15% | 0.15% | | | IRA Deposit Account (Variable Rate) | | | $5 | $5 | | | | $1 - $2,500 | | | 0.25% | 0.25% | | $2,501 - $5,000 | | | 0.25% | 0.25% | | $5,001 and over | | | 0.25% | 0.25% | | | Roth IRA Deposit Account (Variable Rate) | | | $5 | $5 | | | | $1 - $2,500 | | | 0.25% | 0.25% | | $2,501 - $5,000 | | | 0.25% | 0.25% | | $5,001 and over | | | 0.25% | 0.25% | | | Christmas Club (Variable Rate) | | | $0 | $0 | 0.15% | 0.15% | | | Honors Money Market (Variable Rate) | Tier Balance | | | | | | $0.00 - $2,499.99 | | | 0.00% | 0.00% | | $2,500 - $9,999.99 | | $2,500 | 0.25% | 0.25% | | $10,000 - $49,999.99 | | $10,000 | 0.30% | 0.30% | | $50,000 - $99,999.99 | | $50,000 | 0.40% | 0.40% | | $100,000 - $249,999.99 | | $100,000 | 0.55% | 0.55% | | $250,000 + | | $250,000 | 0.65% | 0.65% | | | | 3-Month Term Share (Fixed Rate) | | | $500 | $500 | 0.30% | 0.30% | | | 6-Month Term Share (Fixed Rate) | | | $500 | $500 | 0.40% | 0.40% | | | | 12-Month Term Share (Fixed Rate) | | | $500 | $500 | 0.50% | 0.50% | | | 24-Month Term Share (Fixed Rate) | | | $500 | $500 | 0.65% | 0.65% | | | | 30-Month Term Share (Fixed Rate) PROMO | | | $500 | $500 | 1.00% | 1.01% | | | 36-Month Term Share (Fixed Rate) | | | $500 | $500 | 1.00% | 1.01% | | | | 48-Month Term Share (Fixed Rate) | | | $500 | $500 | 1.14% | 1.15% | | | | 60-Month Term Share (Fixed Rate) | | | $500 | $500 | 1.49% | 1.50% | | | 12-Month Traditional IRA and Roth IRA Term Share (Fixed Rate) | | | $500 | $500 | 0.50% | 0.50% | | | 12-Month Youth Term Share - Youth Accounts Only (Fixed Rate) | | | $100 | $100 | 0.50% | 0.50% | |
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